Stripe Integration for Food Delivery Platforms

A single food delivery order routes money to at least three parties: the restaurant, the driver, and your platform's commission, often on three different payout schedules. Stripe Connect handles the splitting mechanics, but the order in which those splits are calculated and the account structure behind each party determines whether a partial refund or a driver reassignment mid-delivery breaks your reconciliation.

Split-Payment Edge Cases That Actually Happen at Volume

• A driver is reassigned mid-order: does the original driver keep a partial payout for distance already covered?
• An order is partially refunded (one item missing): restaurant, driver, and platform shares all need re-splitting, not a flat refund
• Tips need to route entirely to the driver, bypassing the platform commission calculation
• Instant payouts to drivers vs. daily/weekly batched payouts to restaurants are usually different Connect configurations

We build the split logic as an explicit, testable calculation step, not something implicit in how transfers happen to fire: specifically so partial refunds and reassignments recalculate correctly instead of requiring manual reconciliation. At delivery-platform order volumes, a splitting bug that only shows up 1% of the time is still a daily support and finance headache.