These three products solve real problems that most teams don't know Stripe already handles — until they've half-built a worse version themselves.
Zeeshan
Founder · Published
We repeatedly see teams building custom infrastructure for a problem Stripe already solves, simply because the relevant product wasn't on their radar during initial integration planning. Identity, Financial Connections, and Terminal are the three we point to most often — each replaces a category of custom work most teams underestimate the cost of.
If your product needs KYC-style identity verification (marketplaces onboarding sellers, fintech products with regulatory requirements), Stripe Identity handles document capture, liveness checking, and verification status — instead of integrating a separate third-party KYC vendor alongside your existing Stripe relationship.
For underwriting, income verification, or any product that needs read access to a customer's bank account data, Financial Connections provides this directly inside the Stripe ecosystem rather than requiring a second integration with a dedicated open-banking provider.
Terminal is easy to overlook if your product started as online-only, but the moment an online business adds any in-person component — a pop-up, a delivery-driver card reader, an in-office payment — Terminal shares the same underlying Stripe account and reporting rather than requiring a disconnected point-of-sale system.
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